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DIY Quarantine Essentials

I am sure everyone has been affected by the Coronavirus pandemic in one way or another. These are scary times for sure. It seems like the course of this situation changes hourly and new information is always popping up. Even though it is important to stay up to date with the information provided to the public by the Centers for Disease Control, it is even more important to make sure that you and your loved ones are safe and prepared. I want to share with you my DIY quarantine essentials so that we can all stay safe and healthy.

Toilet Talk

I remember when the toilet paper hoarding first started. It was all over the news and social media. At first, I remember thinking “what in the world is everyone doing with all the toilet paper? They need to calm down.” Then, it happened. I went to replace a roll of toilet paper in my bathroom and noticed that we needed more. I headed to the store only to be confronted with swarms of people and absolutely zero toilet paper in sight. Now I was on high alert.

Ultimately, I headed home defeated and prepared myself to break the news to my family that we were soon going to resort to scooting our butts across the rug like our dogs do because of the Coronavirus. Even though my dogs seem to enjoy doing this, I wasn’t planning on taking it to this level. This was DEFCON-5 and I needed to find alternatives.

Here are my current DIY quarantine essentials. Or should I call these hacks? Either way, from toilet paper to washing laundry, here are the current things my household is using in order to successfully (and hygienically) survive while in quarantine.

Do You Tabo?

This may be a new one for most of you, unless your Filipino, then you already know what’s up! This handy dandy little “dipper” or aka “ladle” is what Filipinos use to jugas (or wash) your body parts, specifically your hoo-ha. Fill it up with water and rinse yourself after using the bathroom. Comment below for a full instructional video. (just kidding) Get your very own tabo here. Here is what a tabo looks like:

…But How Do I Dry Myself?

The easiest answer is with a small towel. This is where I got a little creative. I took several washcloths, cut them into 4 equal pieces and placed them in a cute little basket next to my toilet. After I use the restroom, rinse with my Tabo, I dry with these small sections of washcloth. These little towels get thrown into the washer to be used again later. How many of you didn’t expect to see this on a DIY quarantine essentials list? LOL

I know what some of you are probably thinking. Using a Tabo may not be ideal and a little too hands-on for some. If that’s the case, I do have another alternative for you. Although it is not a DIY solution, I feel a bidet can be considered a life hack item. This is a toilet seat that will wash and dry you after using the restroom. It even has a heated seat for that extra spa-like defecation session. Amazon has a lot of different types of bidets. I really like this one because it has all the bells and whistles at a more affordable price…and Prime shipping. What more could I ask for?

DIY Hand Sanitizer

With the empty shelves in stores than once held an abundance of hand sanitizer options, I have resorted to making my own. This has been a life saver when it comes to my DIY quarantine essentials because hand sanitizer is sold out every where! The recipe is really simple and I find comfort in the fact that I have an abundant supply of hand sanitizer to use when washing with soap and water is not available. Here is what you will need:

Now, all you do is pour all of the ingredients into a small mixing bowl and stir everything together. Once you reach a cohesive consistency, pour it into your cute pump bottle and begin using. Don’t forget to label the bottle appropriately as hand sanitizer. I like using my easy peasy label-maker to label all of my DIY concoctions. I don’t know how I ever survived without this label-maker.

Laundry Detergent

Ok, this is something I use to make all the time a couple years ago. It saved me a ton of money. Wait, why did I stop using this? Oh that’s right, I lack motivation. I have since gotten a bit lazy and now use laundry soap pods. However, thanks to COVID-19, my trusty little laundry soap pods are no longer available in my local stores. Am I worried? No. Do I have a back-up plan? Absolutely!

The best thing about this DIY laundry soap is that you can customize the scent, make as much or as little as you need and it looks super cute in this dispenser bottle up on the laundry room shelf. You will be able to make a ton of laundry detergent with it only costing you less than $1 per gallon to make. Here is what you will need:

I found this complete kit available on Amazon if you want to purchase all 3 items at once. Just add a bucket and say…well, nevermind.

Now, let’s get ready to make some detergent!

  • Grate 1/3 of your Fels Naptha bar
  • Melt the grated shavings in 3 cups of water in a pot on medium heat until completely melted.  (keep an eye on this as it will bubble over)
  • Add the Borax and Washing Soda to the pot and stir for a few minutes until dissolved
  • Add 3 gallons of water to your 5 gallon bucket
  • Pour your soap mixture into the bucket and stir
  • Let it rest for 24 hours – this allows the consistency to “settle” a bit
  • After 24 hours – pour your homemade detergent into your dispenser bottles or empty gallon jugs.

Tada! Now you have 3 gallons of laundry detergent! I think I am going to stick with my homemade laundry detergent even after life returns to normal after COVID-19. Using this DIY has saved me hundreds of dollars a year on store bought laundry detergent in the past. Honestly, I don’t even add in the essential oil because I feel like the Fels Naptha has a nice clean scent to it already.

That’s All Folks

There ya have it! These are the things I have implemented in my house since being quarantined. I don’t have to worry about running out or putting myself and my loved ones at risk by going out to the grocery stores. Our bottoms, hands and clothes are staying clean and sanitized with these DIY hacks.

I hope you enjoyed this post and found some useful information. Leave me a comment below if you tried any of these DIY’s or have other useful hacks to share. We can all benefit from sharing our knowledge with each other. Check out this post on how to prevent the spread of COVID-19 by doing one simple thing. Stay safe and healthy my friends.

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Nurse Advice: How to Prevent the Coronavirus

I know these are difficult times for many of us. Things become even more difficult when faced with a potential threat that we don’t really know a whole lot about. One thing is for certain , even though we are all fearful of different things, we all know what fear feels like…and it’s not fun. I’ve been a registered nurse for over 10 years and want to share some nurse advice on how to prevent the spread of the Coronavirus. So here it is, nurse advice for preventing Coronavirus.

Know Your Enemy

The first step in protecting yourself and your loved ones from the Coronavirus is understanding what it is. How can we figure out how to do this if we aren’t sure what it is? Here are the facts: the Coronavirus is just that, a virus. This virus affects the respiratory system and is spread by respiratory droplets. There are no vaccines or treatments for viruses. Viruses simply need to run their course. The average healthy person will not have any difficulty recovering from a virus, however people with weakened immune systems may.

The Best Defense

I know you have all heard the importance of hand washing, however I am going to step up on my soap box and preach about this until I am blue in the face.

This. Is. How. You. Prevent. Coronavirus.

Washing your hands with soap and water is the best defense you have to protecting yourself and your loved ones from contracting and/or transmitting the Coronavirus. I am not talking about a quick squirt of hand soap and a quick pass under the water faucet. I am talking about a dollop of hand soap, lathering it up good and scrubbing adequately between your fingers, palms, wrists and under your fingernails for at least 20 seconds.

Also, for the love of all things holy, after washing your hands in a public place turn the faucet (if its not touch-less) off with a paper towel. Reaching for the grimy faucet handle with your freshly cleaned hands to turn off the water will only reintroduce those pesky germs you just spent the last 20 seconds washing down the drain.

Can I Just Use Hand Sanitizer?

Alcohol-based hand sanitizers are a great option for when traditional hand washing with soap and water is not available. What most people don’t know is that it is not the hand sanitizer or the hand soap that effectively gets rid of the virus. It is actually the friction you create with your hands when washing them. This friction, the act of briskly rubbing your hands together, is what causes the “break-down” of the virus from contact with your skin and allows it to be rinsed down the drain during hand washing. If you really wanna get down and dirty, you can obtain the same effectiveness simply with friction and water, no soap needed. However, this is a discussion for another time lol.

Sneeze in Your Sleeve

This is a practice pretty much every healthcare worker already implements. When you have to sneeze or cough, do it into your elbow or shirt sleeve instead of covering your mouth and nose with your hand. By covering your mouth and nose with your hand, you are putting secretions on your hands which you will spread to surrounding people and objects when you touch them. If you bury your face into the crook of your arm, you are trapping these little germy-germs into the fabric of your clothing which keeps your hands cleaner and contaminate free. Give it a try next time you sneeze or cough. You’ll like it.

Final Prevention Tip

Try not to panic. I know, I know, easier said than done. Keep this in mind, we have been dealing with viruses foreeeeeever. Remember that pesky virus called Influenza that we all get shots for every year? Well, it too is a virus. It actually claims tens of thousands of lives every year, sadly enough. I won’t go any further about that because I’d have to pull out my big mama soap box. It would get real, real quick. Anyways, the point that I am absolutely failing to make is that keeping calm and thinking rationally will win the race every time. Freaking out in the isle 15 of your local Walmart because you aren’t able to buy 96 rolls of toilet paper is not going to help you prevent the Coronavirus. This is what my family and I use that keeps us from having to hoard toilet paper. You can thank me later. There are also a ton of DIY essentials you can use to replace items that seem to be non-existent in the stores.

Here’s my final food for thought and final nurse advice for preventing Coronavirus. Staying level-headed, sneezing in your sleeve and washing your hands like it’s going out of style is all the defense you need against this pandemic. Everything else is over kill and honestly, a complete waste of time. Till next time, happy hand washing.

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10 Ways to Burn 200 Calories Without Exercise!

Love/Hate Relationship

When I think of a love-hate relationship, only one thing comes to mind…exercise! Now don’t get me wrong. There are days when I am totally into it but let’s be real. Exercising gets me all sweaty, takes up free time and ruins my blowout. So, how can I lose weight/stay in-shape/be healthy if I don’t exercise? Well, it’s pretty simple. Here’s 10 easy ways to burn 200 calories without exercise.

It’s Like Science or Something

First of all, it takes approximately 3,500 calories burned to lose one pound of fat. This is the bare-bone basics. In order to lose one pound of fat in one week, you would need to burn or reduce your caloric intake by 500 calories. (3500 calories / 7 days a week = 500 calories per day) Now, you can cut back on your food calories, increase your calorie burn with exercise or a combination of both.

Theoretically, as long as you decrease your calories by 500 every day, you will lose one pound every week. ( I do need to mention for obvious reasons: the information in this blog is not to take the place of medical advice. I am only sharing what works for me. Please consult your physician prior to starting or altering your nutrition or exercise regimen. )

Now that that’s out of the way. Let’s get into it. I like to mix in sneaky little ways to burn extra calories during the day so that I don’t need to sweat out my blow-out. Here are 10 simple and easy ways to burn 200 calories without exercise.

  1. Drink ice cold water! Seriously?! Yes! When you drink cold water your body has to use extra calories to warm the water to body temperature. You can burn about 25 calories for every glass of cold water you drink. Just chug 8 glasses of cold water every day and you’ll easily burn an extra 200 calories! Put it in a water bottle like this one and you’ll be keeping cute and hydrated!
  2. Laugh. I don’t mean at this tip, I mean laugh out loud. Laughing can burn up to 40 calories in under 15 minutes. Imagine if you put on a funny movie or watched stand-up comedy? You could burn 200 calories in about an hour and a half.
  3. Take your pooch for a walk. Not only will your fur baby enjoy getting some fresh air but you will burn 200 calories for every one hour walk you take with your pup.
  4. Chew gum…all day long. It is possible to burn 200 calories by simply chewing gum for roughly 18 hours. Of course, you don’t need to chew the same piece for that long. Also, stick with sugar-free gum or you will be sacrificing some unnecessary calories that you don’t need.
  5. Take a nap or sleep for 3 extra hours. Not only do you burn calories while you sleep but you will also have prevented yourself from consuming calories you normally would while you were awake.
  6. Type 5,000 words. Yes I know that’s a lot. Maybe you have always wanted to write a short story. Well, here’s your chance to do it and burn 200 calories at the same time. Two birds, one stone.
  7. Get busy…and I am not talking about chores. With just one hour of sexual activity, you can easily burn 200 calories.
  8. Get to first base. No, no, no put down the ball and glove. I am talking about kissing. Grab your honey and make-out for 2 hours. You’ll burn 200 calories…and maybe even 400 if it leads to #7 😉
  9. Mop your floors and scrub your toilets! Deep cleaning your house for an hour will burn 200 calories. Plus, you’ll have a squeaky clean home to show for it. Here are the top 6 things you can do every day to keep your home clean and fresh.
  10. Last but not least…go shopping! Walking around a mall or pushing a cart around the grocery store are all ways that you can burn 200 calories in just a little over an hour.

There You Have It

You can use one or all of these easy ways to burn 200 calories a day without exercise. Which of these tips are you going to try? Leave a comment below so I can also share with you which one of these tips is my favorite to implement when I am trying to burn 200 calories without exercising.

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Top 3 Apps to Save Money

How it Usually Starts

You’ve seen posts like this all over social media. “Use this app and save money!” Then, when you click on the link to download the app, you realize it will take months to save a mere 5 bucks. I want apps that will save me money immediately! I usually get discouraged and end up deleting the app all together. Honestly, does this sound like you too? Don’t leave me standing out here all alone.

Honestly…

I am not going to sugar coat anything in this post. I am not going to try and persuade you to sign up for apps. If you find value in this post and want to give the apps a try, feel free to click on the download links. Also, I am not going to share only the apps that I am affiliated with. I am only going to share with you the three top apps that I personally use routinely that help me save money. Plain and simple. Ready? Let’s go!

Gasoline

First, I use the GetUpside app every time I put gas in my car. Here’s how I use the app. When I open the app, it automatically brings up a map of the area I am currently in. There are 3 options you can select: gas, restaurants & groceries. I have yet to try this app for anything other than gas. Next, I select the gas station I will be filling up at and hit the “claim” button. This claims the cash back offer that I will receive for getting gas at that particular station.

Now, since I have my debit card linked to the app, I do not need to submit any physical receipts. The app simple matches my purchase with the card that was used and within 24 hours (it’s usually only a couple of hours) I will receive my cash back. Finally, I transfer my cash back into my account.

I can’t believe it took me so long to find this app. I honestly only get gas now if there is a cash back offer I can claim on the GetUpside app. If you would like to try it out, you can use invite code WC9CMW when you sign up and you will get an extra 15 cents per gallon cash back AND an extra 15 cents per gallon cash back on your first use! Cha-ching! You can click here to download the GetUpside app.

My Frequent Purchases

Now, let’s talk about how I save money on stuff I frequently purchase online. For online purchases, I like to use the Drop app. I have talked about the Drop app on my blog before. If you’re interested you can check it out here.

Whenever I order groceries from Walmart Pickup & Delivery, I use Drop. When I take an Uber anywhere, I use Drop. When I buy Starbucks gift cards, I use Drop. All I do is open up the Drop app and select what I am going to buy. For example, when I order an Uber I will first open up the Drop app. I find the Uber logo on the app and click on it. It will then open my Uber app for me. Then, I just order my Uber as I normally would. By the next day, I will have accrued points in the Drop app for my Uber ride.

Finally, I will cash my points in for gift cards. Last month I cashed my points in for gift cards to Starbucks, Harkins theaters, Groupon, Whole Foods and Sephora. I am literally obsessed with this app. If you would like to try it out, click here. You can also Use my code x4e2b to get $5 – no strings attached. It’s a pretty sweet deal.

For Everything Else

This app, by far, is my favorite. I know you’re not suppose to have favorites, but I can’t help it. Or is that with your kids? Anywho-the Dosh app is where it’s at! The Dosh app in a nutshell is an app that tracks your purchases made with your linked debit or credit cards, matches them with cash back offers on Dosh and then gives you money back. I don’t have to waste time searching through the app for offers or submitting receipts, I just go about my merry way and let the app do all the work for me. It doesn’t get any better than that! Oh wait! Yes, is does get better.

Dosh isn’t like most cash back apps. Dosh doesn’t make you wait 3 months to get your cash back. Dosh gives you your cash back fast! I am talking between a few hours and a couple of days. None of this first quarter, second quarter bologna. I like to think of this app as a “set-it-and-forget-it” kind of app. It’s honestly the easiest money you’ve ever made. If you want to check out Dosh, you can click here. You will get an instant free $5 if you sign up through that link.

Is That All?

No, these aren’t the only apps I use to save money. However, these are the top 3 apps that I use almost on a daily basis. Between these 3 apps, I can confidently say that I save between $100-$300 per month. Every bit counts, right? Let me know if you try out any of these apps and what you think of them.

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Stop Being a Broke College Student

If you’re a college student reading this, I don’t need to tell you that being a full-time college student is rough. I remember being in college full-time, working a part-time job all while raising a child and trying to find time for myself, let alone my family. I never had money for anything it seemed. Learn how to stop being a broke college student.

Just Ask

Now, with my children grown up and heading off to college I was inspired to research all the different resources that would be available to them. If there was a way that they could save money while in college, mama bear is going to find it.

I feel like most college students aren’t aware that there are numerous discounts, reward programs and resources available to them. Because of this, they aren’t able to take advantage of them.

First, the easiest way to get discounts on purchases or services is to simply ask “Do you offer discounts to college students?” Here are a list of places that offer discounts to college students. Generally, all you need to do is show your valid college ID to get the discount.

  • Chipotle – free drink with purchase
  • Burger King – 10% off
  • Dairy Queen – 10% off
  • Dunkin Donuts – 10% off
  • Chik-Fil-A – free drink with meal purchase
  • McDonald’s – 10% off
  • Subway – 10% off
  • Papa John’s – 10%-20% off
  • Pizza Hut – 10%-20% off
  • Domino’s – 10%-20% off
  • Arby’s – 10% off
  • Buffalo Wild Wings – 10% off
  • Firehouse Subs – 10% off
  • Qdoba – free drink with purchase OR $5 Burrito meal
  • Taco Bell – 10% off
  • Waffle House – 10% off
  • Buca Di Beppo – 10% off

So, next time you’re friends want to meet up for a bite to eat, suggest one of these places and save money on your bill while socializing with friends. Double win.

Cars, Clothes & Tickets, Oh My!

Discounts on restaurants are not the only category college students can save. College students can save in other categories such as automotive, entertainment and clothing. Here are a few places that offer discounts to college students showing a valid ID.

  • Car Dealerships – there are so many different offers out there. Just to name a few, Hyundai offers $400 off a purchase or lease OR $900 towards student loans! What a great incentive. BMW also offers $1000 off a new or certified-used purchase. Any college students out there wanna flex a Beamer?
  • Movie Theaters – most theaters offer matinee pricing to college students with a valid ID. This usually saves $3-$4 off per ticket…just enough to have money left over to buy concessions.
  • Clothing stores such as Charlotte Russe, Forever 21, PacSun, Steve Madden and Top Shop all offer discounts to college students who present a valid student ID.

Save Time AND Money

Another great area to save money as a college student is with subscription services. A major benefit of signing up for subscriptions with online services such as “>Amazon Prime Student and “>Audible is that not only will you save money but you will save time. Saving time is priceless especially when you’re trying to study for finals, make it to your part-time job on time and still find time to eat and sleep. The struggle is real out here people!

Aside from the fact that having you’re own “>Amazon Prime account is now considered a right of passage, there are some awesome perks when you sign up for a student account. First of all, you get to try Amazon Prime 100% completely free for 6 months! You read that right, 6 months, half a year for free. It will cost you absolutely nothing. This means you get to enjoy “>UNLIMITED free 2-day shipping with no minimum order plus exclusive deals and promotions only for you fabulous college students. The best part, after your 6-month trial you decide you want to pay for an membership, it will only cost you $6.49/month (or $59/year if you pay annually). This alone saves you almost half the cost of a traditional Amazon Prime account.

Books, Books, Books!

However, if you love to read then you may be interested in “>Audible. I know it can be hard to find time to sit down and read a book (other than a textbook) when you’re a student. This is where “>Audible can come in handy. As an Amazon Prime Student member, you get access to thousands of books, audio-books, magazine and comics for free just by being a member. Not every book you may be looking for will be available for free on“> Audible through your “>Amazon Prime Student account. Don’t let that hinder you. You can “>sign up for an Audible account and get 1 audio-book and 2 Audible Originals free every single month. This is a great way to build a digital library that you can access anywhere at any time. This saves money on the cost of buying physical books and saves time on having to go to the book store or library for books. Yet again, another double win!

One Last Parting Tip

Also, if you don’t have a side hustle going you could be missing out on some super easy income. Check out my post on Passive Streams of Income you can be using right now to put more money in your pocket! When I say passive, I mean passsssssive. The majority of these streams require little to no effort from you. Can you say show me the money??? Check it out here.

So, there you have it. Easy ways to save money as a college student. You work hard enough between studying and employment. You deserve to enjoy your life and your money as much as you can.

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10 Savings Challenges to Build Your Savings

So, you want to save some money do ya? Maybe you need to know how to start or maybe you’re already saving money but want to see a little boost in your balance. Well, you’ve come to the right place. Here are 10 savings challenges you can use to build your savings.

If you’re a Pinterest junkie like me, you have probably seen thousands of different saving challenges. Heck, I even wrote a blog post about how to save $10,000 in just one year. Interested? Check it out here. This is a great challenge, but I wanted to find ways to save more money. Also, I wanted it to be as simple and painless as possible. Now here we are! I have designed 10 super easy mini savings challenges.

These savings challenges are great for beginners who want to start their savings. They are also perfect for the experienced saver who wants to periodically increase their savings balance. Also, these savings challenges could even be used by kids and teens who want to get into the habit of saving money. There’s something here for everyone.

Are you ready for the meat and potatoes? Let’s go!

1. The Ten Cent Challenge

Do you have a bunch of loose change laying around? Maybe in your car? Your couch cushions? If you do, then this challenge is perfect for you.

Here’s what you will need:

  • 2 liter bottle (empty)
  • Dimes

Start by rinsing out a used 2-liter bottle. Make sure it is completely dry before using. Next, place all of your dimes into the bottle. Continue doing this every time a dime crosses your fingers.

Once the 2-liter bottle is full, you can cash it in at your bank or a coin-to-cash machine inside most local grocery stores. However, be careful. These coin-to-cash machine usually charge a steep percentage to use their machine. (some are upwards of 11%!) I prefer to take mine to my bank because they do not charge a fee.

If you’re 2-liter bottle is filled up to the brim, you should have close to $500 saved! Not too shabby, right?

2. The $5 Bill Challenge

For this challenge, you will need to do a couple things first:

  • Determine the amount of time you want the challenge to last

and…

  • Find a container or jar you want to fill up

Now, for the easy part. Every time you come across a $5 bill, place this in your savings container/jar/envelope/etc. For example, say your paying for a $3 smoothie with a $10 bill, you would get $7 back in change. In a perfect world, you would get one $5 bill and two $1 bills. You would take the $5 bill and place it in your savings container. Once this container is full or the amount of time you have designated for the challenge has ended, tally up your savings.

The last time I did the $5 bill challenge I managed to save $685! I used an old holiday cookie tin as my container and I saved for three months. I just started this challenge again at the beginning of January. Hopefully, I will be able to save even more this time around.

3. $20 Weekly Challenge

This one is pretty simple. Every week you put aside $20. This process continues for 52 weeks. After 52 weeks have passed, you will have saved $1,040! I use this challenge every year. I designed this cash envelope to use specifically for this challenge. Every week I place $20 into this envelope, I cross off the corresponding week printed on the envelope. Having a visual can be a real motivator. If you would like a free printable envelope to use for this challenge, you can get one here.

If you would like to use this

4. A Dollar A Day

Yep, you guessed it! This challenge is pretty simple. All you do is save $1 a day, every day. Don’t worry if on some days you don’t have a paper dollar to save. You can even use coins.

After thirty days, you should have $30. After sixty days, you should have $60 and so on and so forth. If you continue this for an entire year, you will have saved $365…$366 if it’s Leap year.

5. $2 Tuesday

That’s right folks! Tuesday’s are not just for tacos anymore! Every Tuesday, I save $2. I know, I know, it’s not much but it definitely adds up. Just by saving $2 every Tuesday for an entire year will save me almost $100! I even found a super cute taco themed piggy bank on Amazon that I use for this challenge. Get yours here.

6. Paycheck Pinching

Pinching your paycheck is really not a new concept. In fact, it is probably one of the oldest savings techniques in existence. Here’s how it’s done.

When you receive a paycheck, you save a percentage of it right off the top. This is done before you pay any bills. I like to think of it as “paying myself” for working so hard.

How much of your paycheck do you save? I would recommend between 10-15% if possible. For example, if your paycheck is $1000 then you would take $100 from that for your savings challenge. If you are paid bi-weekly and use this savings technique for an entire year, you will save about $2600. That’s a nice little chunk of change for your savings account.

7. The Loose Change Challenge

Ok, so maybe this is the oldest savings technique in existence. There are many of us that have a jar or tray where we toss all of our loose change in. Amiright?

When I was a kid, my dad would empty out his pockets whenever he got home from work. He had an old metal bucket on his nightstand that he would throw all of his loose change into. After a few weeks, his bucket would be completely full. He would bring home coin wrappers from the bank and my brothers and I would help roll his coins up. He always took us out for ice cream afterwards. Hard work pays off!

I have implemented something similar. I just use a regular old piggy bank. Any time I have loose change in my pockets or in the bottom of my purse, I fish them out and toss them in Peggy the Pig. (except for the dimes! I put those in my 2-liter bottle!)

I have filled Peggy up multiple times. Each time I was able to save between $40-$65 just by saving my loose change. Give it a try and see how much you are able to save.

8. Three Dollar Hump Days

There are two types of camels. Camels that have one hump are called dromedary camels. Camels with two humps are called Bactrian camels. Pretty interesting, right? I know.

Well, the only thing this challenge has in common with camels is that it occurs on Wednesday’s which is also known as “Hump” day. Here’s how it works.

On Wednesday’s, you save $3 dollars. You can use a cash envelope, a jar, a shoe box or basically anything else you would like to use.

Ready to try this challenge? If you save $3 on every Wednesday for a year, you will have saved over $600!

9. A Quarter A Day Challenge

This challenge works great with an empty jar…actually any jar or bottle would work. Every day, you simply drop a quarter into your savings jar. If you do this for an entire year without missing a day, you will save approximately $90 in cold hard cash.

This challenge always amazes me. Saving as little as twenty-five cents every day can add up to a pretty penny. 90,000 pretty pennies to be exact.

10. Weekend Clean-Up Challenge

This challenge gives you a bit more freedom. This challenge isn’t the best one to use if you have a specific dollar amount you are wanting to save. However, if you just want a casual savings challenge that has the potential of creating an extra $48-$1200 every year, then this one is for you.

On the weekend, open your wallet. Pull out all of the paper bills you have in your wallet. If you have more than one bill in your wallet, pick one of the bills you want to save. Let me give you an example. So it’s Saturday and I open up my wallet. I have three $1 bills, two $20 bills and three $10 bills which total $73. I select one of the $10 bills and put this into my Weekend Clean-Up savings challenge. Rinse and repeat…every weekend.

Depending on the denomination of the bill you select for your savings challenge, the savings pot will begin to grow. Even if every weekend you always select a $1 bill to save, you will still end up with $48 in savings.

Whoop! There it is!

There’s all of the 10 savings challenges that I like to use to help build my savings. You don’t have to use all of these, you don’t even have to use any of these. My goal is to show you that there are many ways to save and that saving can be fun. Do you have a savings technique that works best for you? What savings challenges are you currently using? I would love to hear about it! Leave it down in the comments!

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Save $10,000 in 52 Weeks!

Savings! It seems like it’s all the rage now, right? Right, that’s because saving is important. Being financially prepared for the expected as well as the unexpected can really be a stress reliever. Think back to when you had a large unexpected expense. Maybe it was a major car repair or the loss of a job. This can be a huge financial burden for someone who is unprepared and has little to no savings. Whatever life may throw at you, having a little savings cushion is always helpful. Here is how you can save $10,000 in 52 weeks!

How Much Should I Save?

This isn’t one of those one-size-fits-all type of questions. The amount of money you should save depends on your goals. However, financial experts recommend saving at least three to six months worth of income. Although, $10,000 may or may not be three to six months worth of your particular income, I find it is a decent size wad of cash to stash away for a rainy day. Here’s how to do it and save $10,000 in 52 weeks.

How Does This Work?

It’s quite simple. For each week listed, you need to save the corresponding dollar amount shown. For example, the first week (Week 1) you would save $50. The following week (Week 2) you would save $150 which would bring your total amount saved to $200. Finally, continue moving forward with each week that passes. I find that it is helpful for me to print out the chart and either highlight or cross-out each week as I save. It not only gives me something physical to refer to but also serves as a visual. This technique makes it fun for me to save and keeps me motivated.

Hard Work Pays Off

Ultimately, as long as you stick to this schedule, you will have saved $10,000 in 52 weeks. This chart can help you save for multiple goals. This would be helpful if you are buying a new car or maybe planning on purchasing a home and need to save for a down payment. Using the chart above as a guideline will easily help you get on the right track towards ten G’s. Want to try more savings challenges? Here are a ton more you can incorporate into your life to save even more money!

Happy saving!